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Electronic Payment System (EPS) - Facilitating the Development and Adoption in Nigeria

Author(s): Akudo C. Anyanwu | Absalom E. Ezugwu | Sale E. Abdullahi

Journal: International Journal of Computer Science Issues
ISSN 1694-0784

Volume: 9;
Issue: 2;
Start page: 462;
Date: 2012;
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Keywords: Electronic payment system | e-money | and e-payment | Internet | IJCSI

Parties conducting electronic businesses and transactions have usually never seen each other face-to-face, nor exchanged currency or hard copies of documents hand-to-hand. The society at large prefers transactions that involve physical contact of people, cash and cheques to that which is done over a telecommunication network such as the Internet. However, security, trust and convenience are among the major contending factors affecting the adoption of e-payment systems in Nigeria. This paper presents issues on the factors necessary to facilitate the development of EPS in Nigeria and devise ways to enhance its adoption by users.
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