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Using RFID to Enhance Mobile Banking Security

Author(s): Zakaria Saleh | Izzat Alsmadi

Journal: International Journal of Computer Science and Information Security
ISSN 1947-5500

Volume: 8;
Issue: 9;
Start page: 176;
Date: 2010;
Original page

Keywords: Mobile banking | security | RFID | Wireless communication | Pervasive Computing | smart cards | and contactless payment | wireless security | and e-commerce.

Mobile banking is introducing a new generation of location-independent financial services using mobile terminals. This facilitates allowing users to make payments, check balances, transfer money between accounts and generate statements of recent transactions on their cellular phones. While providing, anywhere, anytime banking to the user, the service should be secure and security needs to be implemented at various levels, starting from the SIM card security, mobile software security, and secure customer access to banking services. Banks rely on users having their mobile phones with them all the time. Hence, as a mean for security measures, banks can send alerts, anytime, in order to provide an enhanced security and services. This paper analyzes the security issues in Mobile Banking, and proposes an improved security to the mobile banking services using RFID.

Tango Jona
Tangokurs Rapperswil-Jona

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