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Does Firm Profile Influence Financial Access among Small and Medium Enterprises in Kenya?

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Author(s): Martin M. Musamali | Daniel Kipkirong Tarus

Journal: Asian Economic and Financial Review
ISSN 2305-2147

Volume: 3;
Issue: 6;
Start page: 714;
Date: 2013;
Original page

Keywords: Financial Access | Firm Profile | Small and Medium Enterprises | Kenya

ABSTRACT
The purpose of this research is to determine whether firm-specific factors influence Small and Medium Enterprises’ (SMEs) ability to access finance. To address the study objectives, data from a sample of 103 SMEs was used in the study. Using multiple regression analysis, we found that, firm profile such as ownership structure; size of the firm; business type; and age of the business indeed influence SMEs’ access to finance.
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